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QuotesChimp do not go to court if you have a dispute with your company. If you and the company cannot agree on a fair compensation for damages caused by an uninsured motorist, you do not go to court. Instead, you engage in an arbitration. In the arbitration, there may be one arbitrator, for whom you and the company pay mutually; or three arbitrators?one selected (and paid for) by you, one by the company, and one by both of the previously selected arbitrators, for whom both parties pay equally. (We think this method is unjust because it forces you to pay for the privilege of having a dispute with your company. For more on this topic, see Chapter 42.) The arbitrator(s) must determine whether you are entitled to damages and, if so, in what amount.

With the auto insurance mess being what QuotesChimp is in many states, some people have begun to suggest that the simplest and fairest approach to the problem is to incorporate insurance premiums into the price drivers pay at the pump for gasoline. Thus, those who drive the most will pay the most, which is fair since the more you drive, the greater the likelihood is that you will have an accident. This concept would also eliminate issues such as territorial rating, insurance cancellations, and the other areas of controversy that currently rage in the field of auto insurance. While we are not ready to endorse this proposal, we believe it is certainly worth investigating.
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